How to Form an LLC in Your State in One Afternoon

Complete LLC formation in 4-6 hours: file articles, get EIN, open bank account, and handle operating agreement basics.

1. File Articles of Organization online. Go to your state's Secretary of State website and file Articles of Organization electronically. You'll need your LLC name (check availability first), registered agent address, and filing fee. Most states process same-day for $50-$500. Download the filed certificate immediately.
2. Apply for Federal EIN immediately. File Form SS-4 online at irs.gov for your Employer Identification Number. Takes 10-15 minutes, costs nothing, and you get the EIN instantly. You need this for banking and tax filings even as a single-member LLC.
3. Draft basic Operating Agreement. Write a simple operating agreement covering ownership percentages, profit/loss distribution, and management structure. Single-member LLCs need this for liability protection. Multi-member LLCs legally require it in most states.
4. Open business bank account same day. Take your filed Articles, EIN confirmation, and operating agreement to a business bank. Most require $25-$100 minimum deposit. Call ahead to confirm same-day account opening and required documents.
5. Check state-specific ongoing requirements. Verify if your state requires publication notices, annual reports, or franchise taxes. Set calendar reminders for filing deadlines. Annual report fees range $10-$800 depending on state.
6. Update business licenses and permits. Transfer existing business licenses to the new LLC entity or apply for new ones if required. Contact vendors, clients, and insurance carriers to update entity information. This prevents operational disruptions.