How to Write a Simple Will Without a Lawyer

Learn to write a basic will yourself using templates, proper witnessing, and clear asset distribution instructions.

  1. Decide if your situation is simple enough for DIY. A simple will works if you have straightforward assets (house, bank accounts, personal items), clear beneficiaries, and no complicated family situations. Skip DIY if you have a business, substantial assets over $500,000, minor children needing guardianship arrangements, or potential family disputes. Those situations need an attorney.
  2. Use a state-specific will template or form. Download a will template from your state bar association website or use established legal form providers. Each state has different requirements for valid wills. The template should include sections for identifying yourself, naming an executor, listing beneficiaries, and distributing specific assets and residual estate.
  3. Write clear, specific instructions for your assets. List your major assets and who gets what in plain language. Be specific: 'I leave my house at 123 Main Street to my daughter Sarah Johnson' rather than 'Sarah gets the house.' Name a residual beneficiary for everything else: 'I leave the remainder of my estate to be divided equally between my two children.'
  4. Choose and name your executor. Your executor handles your estate after you die—paying debts, filing paperwork, distributing assets. Choose someone responsible who lives nearby and is willing to serve. Name a backup executor in case your first choice can't serve. Most states allow the executor to hire professionals and pay reasonable fees from the estate.
  5. Sign with proper witnesses according to state law. Most states require two witnesses who watch you sign and then sign themselves. Witnesses typically must be adults who aren't beneficiaries in your will. Some states require notarization or allow 'self-proving' affidavits. Check your state's specific requirements—improper witnessing can invalidate the entire will.
  6. Store the original safely and tell your executor. Keep the signed original in a fireproof safe at home or a safe deposit box. Give copies to your executor and key family members, but make sure they know where the original is stored. Update your will every few years or after major life changes like marriage, divorce, births, or significant asset changes.