Debt

Part of the Personal lane.

Topics in Debt

Credit Card Debt

  • How to Eliminate Credit Card Debt in 12 Months
  • How to Decide Between Snowball and Avalanche
  • How to Negotiate a Lower APR With Your Card Issuer
  • How to Use a 0% Balance Transfer Without Making It Worse
  • How to Stop Using Credit Cards While Paying Off Debt

Student Loans

  • How to Choose Between Federal Student Loan Repayment Plans
  • How to Apply for Public Service Loan Forgiveness
  • How to Refinance Student Loans and When Not To
  • How to Handle Student Loan Payments on a Variable Income
  • How to Know When Income-Driven Repayment Is a Trap

Personal Loans

  • How to Shop for a Personal Loan Without Tanking Your Credit
  • How to Use a Personal Loan for Debt Consolidation
  • How to Know If a Personal Loan Beats a Balance Transfer
  • How to Avoid Personal Loan Origination Fees
  • How to Read a Personal Loan Offer Before You Sign

Debt Crisis

  • How to Talk to a Creditor About Hardship
  • How to Know If You Should File Bankruptcy
  • How to Choose Between Chapter 7 and Chapter 13
  • How to Handle Collections Calls
  • How to Rebuild After a Bankruptcy Discharge