Savings

Part of the Personal lane.

Topics in Savings

Saving for Goals

  • How to Save for a Wedding Without Going Broke
  • How to Save for a Car in Cash
  • How to Save for a Big Trip in 12 Months
  • How to Save for a Home Down Payment
  • How to Save for Holiday Spending All Year

Sinking Funds

  • How to Build a Sinking Fund for Irregular Bills
  • How to Use Sinking Funds for Car Maintenance
  • How to Set Up Sinking Funds for Insurance Premiums
  • How to Structure Sinking Funds for Pet Emergencies
  • How to Automate Sinking Fund Transfers

Rates & Yield

  • How to Compare HYSA Rates Without Falling for Teaser APYs
  • How to Know When to Move Your Savings Between Banks
  • How to Ladder Your Savings Across Multiple Rates
  • How to Decide Between Promo Rate and Boring Rate
  • How to Lock In a High Rate Before the Fed Cuts

CDs & Treasuries

  • How to Build a CD Ladder
  • How to Buy Treasury Bills Through TreasuryDirect
  • How to Decide Between a CD and a HYSA
  • How to Know If Brokered CDs Are Worth It
  • How to Choose Between I-Bonds and T-Bills